Meritz Fire & Marine insurance claim method 10 steps (+ period, document, app)
Last time, we looked at how to claim insurance money for Hyundai Marine & Fire Insurance and how to file an insurance claim. I will explain it in the simplest way, so please read to the end of today’s article.
Below, we will look at how to claim Meritz Fire & Marine Insurance. 메리츠화재 실비보험 청구서류
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Meritz Fire Insurance claim period 좋은뉴스
Meritz Fire & Marine insurance claim documents
Meritz Fire & Marine insurance claim method
Meritz Fire Frequently Asked Questions
Meritz Fire Insurance claim period
Meritz Fire insurance claim
The claim period for all actual expenses insurance, including Meritz Fire & Marine Insurance, can only be made within 3 years of the occurrence of an accident. With the recent extension from 2 years to 3 years, many people have been able to get guaranteed private insurance that they missed.
In case of Meritz Fire & Marine insurance non-payment decision, you can receive a re-examination by notifying the Meritz Fire & Marine Insurance Consumer Protection Center. (Homepage > Consumer Protection Square > Electronic complaints)
Below, we will look at how to claim Meritz Fire & Marine Insurance.
Meritz Fire & Marine insurance claim documents
Meritz Fire & Marine insurance claim documents are as follows.
Common Documents 1) Receipt of outpatient treatment fee
2) Receipt of medicine cost when prescription
*Card slips and ‘Certificate of Payment of Medical Expenses’ for confirmation of income deduction cannot be submitted
When hospitalized 1) Medical certificate
2) Details of medical expenses (calculation)
3) Hospitalization and discharge confirmation
1) Prescription – Submit additional supporting documents (diagnosis, opinion, etc.) as needed if the disease classification code is not written on the prescription
2) Receipt of medical expenses and detailed (calculation) statement – mandatory submission in case of non-covered medical expenses
The screening documents are different depending on the actual expenses, disease accident, traffic accident, injury accident, and companion animal accident.
Meritz Fire & Marine Documents List
Meritz Fire & Marine insurance claim method
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If you install the mobile app, you can conveniently claim insurance anytime, anywhere. (After self-certification without membership registration, proceed with claiming by photographing related documents). Meritz Fire & Marine insurance claims are processed by searching for and installing the ‘Meritz Fire & Marine Official App’ on the App Store and Google Play Store.
Total duration 15 minutes
1. Download the Meritz Fire & Marine App
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Search for ‘Meritz Fire & Marine Official App’ on the App Store and Google Play Store and install it.
2. Access the main screen and click “Insurance claim”
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If there is no corresponding menu, please search and enter insurance claim.
3. Select type and click insurance claim menu
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In Injury/Sickness Compensation, click the Insurance Claims menu. If you need a different type of insurance claim, you can choose that.
4. Click on Insurance Claim
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Click on Insurance Claims.
5. Choose Insured Person and New/Additional Claims
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Proceed to select insured person and new/additional claims. If you are applying for the same item for the first time, you can click New Request.
6. Consent to use of personal information processing
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After agreeing to the use of personal information processing, click the Enter Claim Details button.
7. Enter claim details
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Enter the billing details and account number. It is recommended to enter carefully.
8. Check availability
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Select whether you are a beneficiary of billing agency service and medical benefits, and click the Send required documents button.
9. Finding and Sending Required Documents
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Find the necessary documents and proceed with the transmission of the necessary documents.
– Common Documents: Receipt of medical expenses (hospital/pharmacy, by date), detailed statement of medical expenses (can be omitted if there is no non-payment details)
– Required documents for claiming hospitalization: hospitalization and discharge confirmation or medical treatment confirmation (include diagnosis name and hospitalization period), medical certificate (required if exceeding KRW 500,000)
-Required documents for outpatient request: Prescription (diagnosis name, disease classification code written), outpatient confirmation or diagnosis (required if exceeding KRW 100,000)
10. Send required documents and complete claim
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Finally, click Send required documents to complete the claim.
[Summary of Meritz Fire & Marine Insurance Claims]
① Mobile app installation: Search for and install the ‘Meritz Fire & Marine Official App’ on the App Store or Play Store.
② Identity authentication: Proceed with identity authentication through joint certificate and mobile phone authentication.
③ Fill out insurance claim form: Enter accident/treatment details.
④ File transfer of required documents: Register documents for each claim type taken with a mobile phone.
Meritz Fire Frequently Asked Questions
Q.Can I get compensation for the cost of issuing a medical certificate?
A. A medical certificate is a required document to prove the occurrence of damage when claiming insurance money, and the cost of issuing it does not correspond to the direct treatment cost compensated under the terms and conditions, so it is not compensated.
Q. While claiming insurance money, “Contract information in possession does not exist.” is what?
This means that there is no coverage for the type of claim you have selected. For example, if you claim for an injury, but there is no injury coverage. If this does not apply to you and you are not able to receive it, you can solve the problem through the customer call center.
Q. How much can I get refunded?
A. You can receive 80~85% of the total medical fee and it depends on the amount of medical treatment and the medical code.
Q. When is the estimated payment due date?
A. Injury/disease accidents are within 3 business days from the date of receipt of the final documents, and property/compensation accidents are within 7 days from the date of payment insurance payment, which may be delayed depending on circumstances.
Q. What are the precautions when submitting a diagnosis of disability?
A. When submitting a diagnosis of disability, if possible, we request that you receive a diagnosis at a tertiary medical institution. In addition, if you consult with the compensation manager before diagnosis, you can receive insurance money review more quickly.
Q. Why do I need to agree to the processing of personal information when making an insurance claim?
A. In order to pay insurance claims requested by customers, there are cases where customer information is provided to a third party to inquire about insurance subscription information through public institutions such as the General Insurance Association of Korea or to investigate an accident. In order to protect the personal information of valuable customers, the company legally obtains consent for the processing of customer information in accordance with the Personal Information Protection Act and the Act on the Use and Protection of Credit Information.
Q. When is the statute of limitations for insurance claims?
A. If the insurance claim documents are not received within 3 years from the date of the accident, the right to claim will be extinguished.
Q. How do I apply if the insured person is not me?
A. If you are the spouse or parent of the insured person: You must attach either a family relation certificate, a copy of resident registration, or a marriage relation certificate.
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Today, we learned how to claim Meritz Fire Insurance. It’s really simpler than I thought. In the past, I had to send mail myself, but these days, I think it’s better because I can easily do it with an app.
Above all, we should think that actual insurance is a talisman and there should be no claim for insurance money. I wish you good health and no insurance claims in the future. thank you