How to unblock microtransactions, a summary of how to break through blocked microtransactions by reason
Mobile phone micropayments are a very convenient payment method. Even if you don’t have a credit card, you can pay with just your phone even if you don’t have cash right now. However, it often happens that you try to make a microtransaction and the microtransaction fails.
This is because the micropayment service has been blocked by telecommunication companies or micropayment agencies for various reasons. Depending on the reason you were blocked, there are different ways to resolve a microtransaction block. In a situation where microtransactions are blocked, let’s check the reason and talk about how to break through the blockage. 소액결제 차단
How to break the microtransaction block. 좋은뉴스
index
What is mobile phone micropayment?
Reasons why mobile phone micropayments are blocked
How to check the reason for blocking mobile phone micropayments
Mobile phone micropayment usage limit
How to unblock cell phone micropayments
How to cash out mobile phone micropayments?
Is there any other way besides mobile phone micropayments?
What is mobile phone micropayment?
Mobile phone micropayment is a payment service in which payment is made immediately through mobile phone number, date of birth, and mobile phone authentication, and the amount paid is billed later as mobile communication charges. If you use simple mobile phone payment, you can enter subscriber information only at the first payment, and then you can make payments with a simple password or personal information confirmation.
The amount of the micropayment is added to the mobile phone bill in the following month and billed. If you have a cell phone in your name, you have the great advantage of being able to make quick and easy payments with just your cell phone without a credit card.
Because of its easy payment function, it is mainly used to subscribe or purchase content from the App Store or Play Store.
Reasons why mobile phone micropayments are blocked
Microtransactions can be blocked for a variety of reasons. The reasons for refusal or blocking of micropayments as disclosed by the micropayment agency are as follows.
① Customers who are currently unpaid or overdue
② Customers with frequent cell phone bill overdue records in the past
③ Customers using other people’s mobile phones
④ If the payment service is blocked due to too frequent payment attempts
⑤ Customers using the prepaid plan
⑥ Recently opened customers
⑦ Minor customers
⑧ Foreign customers
⑨ Customers using corporate cell phones
⑩ Customers exceeding the micropayment limit
⑪ Customers using micropayments on multiple mobile phones
⑫ Customers who do not meet the internal policy standards of other payment agencies
How to check the reason for blocking mobile phone micropayments
In order to unblock microtransactions, you need to find out the exact reason why microtransactions were blocked.
In the case of Danal, when a mobile phone micropayment attempt fails, the payment agency sends an error code via text message. If you check the returned error code on the error code search site, you can find out the detailed cause and solution.
In the case of KG Mobilians, the confirmation method for each error code is detailed as follows.
Here is a link to the page where you can check it out. You can find out the cause from the site below and solve it.
Go to Danal Response Code Search
Go to KG Mobilians website
Mobile phone micropayment usage limit
The maximum amount of microtransactions differs from carrier to carrier. The maximum for each social security number is SKT 900,000 won, LG U+ 900,000 won, and KT 450,000 won. All carriers only grant a limit of up to 300,000 won per month. In the case of new or number transfer, only a very small limit of 30,000 to 50,000 won is granted, and the micropayment limit increases according to each usage performance.
If you are unable to use it due to exceeding the limit, please use it until the usage record accumulates or contact the telecommunications company to apply for limit adjustment.
How to unblock cell phone micropayments
If you have confirmed the reason for being blocked in the above method, you can solve the blocking of mobile phone micropayments differently depending on the reason. For detailed consultation inquiries, please contact the payment agency KG Mobilians at 1800-0678 or the Danal Customer Center at 1566-3355.
※ Communication fee not paid
The most representative reason is due to poor or overdue cell phone communication bills. You can use the mobile phone micropayment normally after paying all unpaid telecommunication service charges.
Payment may not be possible even after paying the unpaid usage fee. If Danal or KG Mobilians reduces the limit due to non-payment of existing unpaid mobile phone communication charges, the mobile phone micropayment limit will be gradually granted again when used for more than 3 months without additional non-payment or overdue.
※Limit problem
In the case of recent mobile phone activation, micropayment is available only within a limited limit, and it will take time for the limit to increase. Micropayments Even if the monthly usage amount exceeds KRW 300,000, micropayments are not possible. Micropayments may not be possible if the maximum amount per person exceeds KRW 450,000 or KRW 900,000.
※Name problem
It is not possible to use mobile phone micropayments in the name of another person, corporation or foreigner, so please use the mobile phone under your own name to make micropayments.
※minor
Mobile phones under the name of minors and subscribers to the minors plan cannot use micropayments. In order to make small payments in the name of a minor, it can be used after the consent of the legal representative (parent). You can check with your carrier.
※Block microtransactions
If you have not consented to the use of micropayment or automatic payment, or if you have requested to block the use of micropayment, micropayment is not possible. You can use it after going through the micropayment blocking cancellation procedure with the telecommunications company or going through the micropayment use agreement procedure.
※Rate system problem
Depending on the rate plan, in the case of the prepaid rate plan and the youth rate plan, mobile phone micropayments are not available. You can use it by using a deferred payment plan that allows micro-payments on mobile phones.
※Communication company problem
If the communication service is unavailable due to reasons such as temporary suspension or suspension of incoming/outgoing calls on the mobile phone in use, you must directly cancel the blockage through the telecommunications company or payment agency Danal or KG Mobilians customer center.
How to cash out mobile phone micropayments?
Micropayments can be converted back into cash. It’s not illegal, but you have to pay a certain fee.
Representative methods include paying for cultural gift certificates and selling them in the used market, charging and refunding T-money transportation cards, and cashing after charging KB points. Please refer to the post below for more details.
Is there any other way besides mobile phone micropayments?
Mobile phone micropayments are small, up to 900,000 won, but it is an advantage that they can replace credit cards. However, it can be burdensome to be charged for the next month’s telecommunications bill. Next month, there is a high possibility that you will be under pressure or your communication bill will be overdue.
If you have no choice but to use mobile phone micropayments to cash in or purchase goods because of your current financial situation, it would be better to compare microloan financial products of less than 3 million won as an alternative.
The reason is that you can take a lot of repayment period. The loan period is one year, and in particular, in the case of a small loan product in the form of a negative bankbook, it can be used freely within the limit regardless of occupational income conditions. This method is more recommended for those who do not have cash and use microtransactions.