♣ It’s done in 10 minutes!! Applying for actual expenses insurance with the Post Office Insurance app
Although insurance premiums have risen significantly in recent years,
However, I received more insurance than I paid for insurance.
I am making good use of it thriftily.
During this operation, the tonsil removal
Sylvie once again felt that it was really essential.
A few times, I have prevented large medical expenses with actual expenses insurance, and every time I use it 우체국 실비보험 청구서류
Very unique and reassuring!! 좋은뉴스
1. How to apply for postal loss insurance
window
Internet
smartphone app
You can apply for insurance in three ways.
Insurance claims are mainly made through the post office app.
You can also take a picture of the document and upload it.
It’s easy to submit and just take a picture
You don’t even have to transfer it to a PC, it’s very convenient.
2. Indemnity insurance claim documents
Documents must be prepared separately for outpatient and hospitalization.
common documents
Common documents for post office actual expenses insurance money
1. Insurance claim form
2. Resident registration card, driver’s license
3. Accident proof documents
4. Power of attorney (when an agent claims insurance money)
Post Office Actual Expenses – Common Documents
insurance claim
ID
warrant
Disaster accident certificate
admission documents
Post Office Actual Expense Insurance Fund Hospitalization Claim Documents
1. Medical certificate or hospitalization and discharge confirmation
2. Medical bill (receipt)
3. Details of medical expenses
Documents for claiming hospitalization for actual expenses of the post office
Medical certificate or hospitalization and discharge confirmation
Medical expense invoice (receipt)
Medical expense details
*Name of disease (disease classification number written) + hospitalization and discharge date must be written
*However, mobile application is per insurance claim
If the amount exceeds 3,000,000 won, you can only visit the window.
I even got a diagnosis, but…
There is no disease classification number on the hospitalization and discharge confirmation document?
outpatient documents
Post office actual expenses outpatient insurance claim documents
1. Medical certificate, Confirmation of hospital visit, Opinion, Medical chart, Prescription (choose 1)
2. Daily medical bill (receipt)
3. Details of medical expenses
4. Pharmaceutical bill receipt
Post Office Actual Expense Insurance Fund Outpatient Claim Documents
Medical certificate/outpatient confirmation/documentation/medical chart/prescription (choose 1)
Daily treatment fee statement (receipt)
Medical expense details
Receipt of drug bill
*Diagnosis name (disease classification number written) must be confirmed
When submitting a medical certificate, the date of hospital visit must be confirmed
*The disease classification code is usually listed on the prescription.
*Post office indemnity medical insurance has a daily limit of 200,000 won
Due to tonsillectomy, both tests were performed on the same day.
-Basic inspection 200,000 won
-Echocardiography 130,000 won (added that the ECG graph is abnormal)
A total of 330,000 won. If this exceeds 200,000 won per day
You can only receive compensation up to KRW 200,000 per day.
3. [Tonsillectomy] Application for issuance of actual insurance claim documents
At the hospital where the tonsillectomy was performed
You will need to obtain insurance documents.
When you are hospitalized, you will be given an application for issuance of documents.
Check the insurance for use
Enter the required quantity as 1 and submit.
Medical certificate/report
Confirmation of admission and discharge
You only need to get these 2 things
It’s 20,000 won per sheet of medical certificate…
If you receive a claim document when you are discharged from the hospital or receiving outpatient treatment
it becomes
at Dowell Hospital.
Receipts and details of medical expenses are provided as standard
Once your documents are ready, launch the Post Office Insurance app.
4. How to apply for actual expenses insurance through the app
STEP.1
How to apply for actual expenses insurance through the app 1
Post Office Actual Expenses – Insurance Claims with the App
After running the post office insurance app, click insurance claim on the main screen!!
STEP.2
How to apply for actual expenses insurance through the app 2
Check whether the beneficiary and the insured are the same or not.
Because I am a beneficiary and an insured person
Beneficiary = click on insured!!
STEP.3
How to apply for actual expenses insurance through the app 3
Items to be checked at the time of application Click ‘Next’ -> Fill out the insurance claim form
STEP.4
Claim type -> Actual loss
Cause -> disease
Reason for claim -> outpatient, hospitalization
(If both outpatient and inpatient are applicable, select both
Invoices for medical expenses must also be prepared separately for outpatient and hospitalization)
– Write the diagnosis as written on the diagnosis.
-Chronic tonsillitis was not included in the disease code, so I skipped it.
STEP.5
Select ‘Yes’ if applicable. tonsillectomy surgery
Click ‘next’ because it is not an industrial accident or accident!!
STEP.6
Press ‘Shoot’
We take photos of insurance submission documents according to the specifications.
Even if you take a blank space, you can edit the photo.
You can cleanly edit it so that only billing documents are visible.
Click ‘Next’ to complete the insurance claim application.
It’s done in just 10 minutes!! Is it too easy??
5. Supplementing the submitted documents
If any documents are missing or incorrectly uploaded
You need to complete the paperwork. After filing an insurance claim
In less than 30 minutes, the postal insurance said the documents were missing.
Kakao Talk came.
I forgot and didn’t post the receipt for the inpatient treatment fee.
Post Office Actual Expense App – How to Supplement Documents
Don’t panic when this happens
In ‘Payment progress inquiry and document supplementation’
You only need to upload the missing documents.
When the documentation is complete,
I get a KakaoTalk that my insurance claim has been received normally.
Now all you have to do is wait for the due date for review processing.
I applied on the evening of the 28th (Thursday), so except for the weekend
The review takes about 2 days.