Policyholder – Changing the name of the insured person
Meritz Fire/Hanwha Insurance
What to prepare
Visit the branch center in person with the ID of the insurance policyholder / the ID of the insured 보험계약자 변경
Make sure to check the location of the insurance company you need to change
**Life and **Damage insurance are different companies. Make sure to check the correct company name on the securities
Weekdays from 9am to 6pm. No weekend work. During lunchtime, you may be late because you work in shifts. 좋은뉴스
Notice
If you are currently employed or your job has changed, you must apply for a job change.
If your job changes, your insurance premium may be adjusted according to your job class. In this case, additional premium payments may occur.
If additional payment occurs, you will be notified of the virtual account number and amount. The insurance contract is maintained only when the payment is made to the account.
If you do not notify the change of job, you may be rejected when you claim insurance later, so be sure to change it.
There are many cases where you have the insurance your parents bought you when you were young. These days, there is a lot of talk about insurance diet and redesign, but more important than that is the year-end tax settlement benefit. In the case of protection insurance premiums, you can receive a tax deduction for year-end settlement within the limit of KRW 1 million per year. If I am paying more than 1 million won for my personal insurance, driver’s insurance, life insurance, etc., up to 120,000 won a year is cut. However, the names (names) of the policy holder and the insured must match.
The policyholder’s name written on the insurance policy is Hong Gil-dong, but if the insured is Yi Sun-sin, the year-end tax settlement benefits cannot be obtained. If the policy holder and the insured do not match, the National Tax Service’s year-end tax settlement simplification service will not be searched. Inquiry is possible only when the policy holder and the insured on the insurance policy are the same Yi Sun-sin.
Therefore, it is necessary to change the name of the policyholder as soon as possible. The fastest and easiest way is to visit the branch of the insurance company in person. In the case of paper submission, it is a power of attorney and proof of seal, so the necessary documents are too many and complicated. If the contract holder and the insured bring their respective identification cards and visit the center, it can be processed within 10 minutes. In the case of an ordinary office worker, it is not usually noticeable to pay for half or annual leave. I wanted to go during lunchtime, but luckily they were open during lunchtime too. However, since they work in shifts, you may have to wait for a long time if there are many customers.
Fortunately, there was no one there when I went, so I was able to work right away. However, perhaps because it was insurance that I signed up for when I was young, my job was still registered as a college student. Since he said he was currently employed at XX company, he informed me that he had to apply for a job change first. The college student said that his job grade was 1st grade, but his current job was 2nd grade. The job grade was adjusted lower, so the additional payment was about 140,000 won, and the monthly insurance premium to be paid jumped by about 5,000 won. It was an unexpected expense, but it was insurance to prepare for the future, so I paid it with tears in my eyes. He said that the securities with the name of the contractor will be mailed to the selected place between home and work within a week.