How to check and inquire personal rehabilitation debt
Personal Rehabilitation Debt Confirmation
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Individual Rehabilitation Debt Verification Act
Let’s learn about personal rehabilitation debt check law. In general, if the creditor is a financial company, the debt collection is so severe that you have no choice but to know the source of your debt. However, you may not know where you owe money in special circumstances, such as debts that are too old to remember, too many creditors, or if it has been a long time since the creditor cannot confirm your contact or address. In this case, if the forgotten debt is not included in the list of creditors when applying for personal rehabilitation, this debt becomes a debt to be repaid separately from the individual rehabilitation, or credit recovery is not possible after rehabilitation. Even if it is not a special situation like this, it is good to check your debts once more before personal rehabilitation just in case. So, is there a way to check all the debts you have? The following institutions provide debt inquiry services, so be sure to familiarize yourself with them.
National Federation of Banks
At the National Bank Federation, you can directly inquire and check your debt through the website. All credit inquiries are possible, including communication charges, card charges, and overdue payments. 개인채무 조회
Go to National Federation of Banks
credit information company 좋은뉴스
You can check all your debts by going to websites such as the Korea Credit Information Service, All Credit, and My Credit and checking your debts after verifying your identity.
National Happiness Fund
You can visit the National Happiness Fund for credit-related counseling and then inquire all creditors.
Things to note
Personal debt cannot be viewed electronically
In the case of personal debt, unlike the financial sector, it is not possible to inquire through the above method, so it is necessary to figure it out based on the person’s bank account details.
bankrupt bank debt
In the case of a savings bank with poor financial situation, bankruptcy is more common than in the 1st, 2nd, and 3rd financial institutions. Some people may think that if you borrowed money from a bankrupt savings bank, the debt will go away, but the debt never goes away. Usually, in most cases, the bonds are acquired by another company and the rights to them are obtained.